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ELEVATE your life in PORTUGAL with our team

Real Estate Experts, Legal Advisors and Visas Specialists, Certified Credit and Insurance Intermediaries

Book a free consultation
Book a free consultation

We guide you through the entire buying process to ensure a smooth and stress-free experience.

Find your dream home in Portugal with local experts

ELEVATE your life in PORTUGAL with our team

Real Estate Experts, Legal Advisors and Visas Specialists, Certified Credit and Insurance Intermediaries

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Why work with our team?
Our step-by-step process
FAQs
Our services

Book a FREE Consultation

Why move and invest in Portugal?

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Great Climate

High Quality of Life

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Safety

Lower Cost of Living

Golden Visa

Book a Free Consultation

Why work with our team?

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Get full access to a ELEVATE consultant with know-how and experience that will guide you through the whole process

Work with Unique Real Estate Consultants with market expertise to find the best properties

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Be advised by our Legal Advisors with expertise in real estate investment and visas

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Connect with Certified Credit and Insurance Intermediary 100% trained in foreign individuals

Our step-by-step process

Initial Consultation

Have a one-on-one meeting with a ELEVATE consultant and tell us your wants and needs, so that we can create a customized plan just for you

1

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Our consultant will gather the best team to match your needs and brief them

The Team

2

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You will meet the team and get to know their strategy about your process

Virtual Kick Off

3

While you decide on what property, visa or credit to choose, your ELEVATE consultant takes care of the negotiation, the PSPA and all the compliance attached to the process

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Side by side, from the beginning to the end, our ELEVATE consultant will be there at the deed and help you with the final details on you transition to Portugal

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Final Decisions & Negotiations

Closing & Relocation

Action

Our team of Real Estate Experts will arrange property visits (virtual or in person), our Legal Advisors and Visa Specialists will focus on your legar process of moving to Portugal and our Certified Credit and Insurance Intermediaries will work to arrange you the best proposal on the market

4

5

6

Book a Free Consultation

Our services

IconIcon

Consulting

We help you move or invest in Portugal with out team of experts

We find your dream home or your best investment within every property on and off market

Real Estate

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We offer you all the legal assistance during the process of buying and getting your visa

Legal Advisors & Visas

Icon

We make sure you get the best offers on the market

Credit & Insurance

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Why is Portugal a good country for real estate investment?
Portugal offers a stable economy, a growing real estate market, tax incentives for foreigners, and an excellent quality of life. Cities like Lisbon, Porto, and the Algarve are highly sought after by both investors and expats.
Can I buy a house in Portugal without being a resident?
Yes! There are no restrictions for foreigners purchasing property in Portugal. The process is straightforward, but you will need a Portuguese Tax Identification Number (NIF) and a local bank account.
Can I move into Portugal and get a visa?
Yes, you can move to Portugal and obtain a visa, provided you meet the eligibility criteria for the specific visa type suited to your circumstances. Portugal offers several visa options for non-EU/EEA nationals intending to reside in the country.
What are the taxes and costs involved in buying property in Portugal?
The main costs include:

- IMT (Property Transfer Tax): Ranges from 0% to 8%, depending on the property value.
- Stamp Duty: Usually 0.8% of the purchase price.
- Notary and Registration Fees: Can amount to a few thousand euros.
Can foreigners get a mortgage in Portugal?
Yes! Many Portuguese banks offer financing for foreigners, typically covering up to 70% of the property’s value. Interest rates are competitive compared to other European countries.
What is Portugal’s Non-Habitual Resident (NHR) tax regime?
The NHR program offers tax benefits for new residents for 10 years, including tax exemptions on foreign income and a reduced flat tax rate on certain high-value professions.
How long can I stay in Portugal without a visa?
U.S. citizens (and other non-EU nationals) can stay in Portugal for up to 90 days within a 180-day period without a visa. For long-term stays, you’ll need a visa or residence permit.
What are the best cities to invest in real estate in Portugal?
- Lisbon: Capital city with strong property appreciation.
- Porto: A growing market with excellent rental yields.
- Algarve: Popular among expats and tourists, ideal for short-term rentals.
- Madeira & Azores: Emerging markets with tax benefits and a high quality of life.
How does the property buying process work in Portugal?
1- Obtain a NIF (Tax Identification Number) and open a Portuguese bank account.
2- Sign a Promissory Contract (CPCV) with a deposit (usually 10% of the price).Finalize the purchase with a Deed of Sale (Escritura Pública) and register the property.
How much does it cost to live in Portugal?
The cost of living in Portugal is lower than in many European countries and the U.S. On average:

- Rent for a 2-bedroom apartment in Lisbon: €1,500-2,500
- Dinner for two at a mid-range restaurant: €30-50
- Private health insurance: €50-150 per month
- Utilities (electricity, water, internet): €100-200 per month

10 frequently asked questions (FAQs)

Who we are

ELEVATE is a consultancy firm specializing in Real Estate and Relocation, fully dedicated to assisting buyers and investors living abroad who wish to move to or invest in Portugal.Our mission is to stand by our clients throughout the entire purchase and investment journey, prioritizing their goals and preferences. We offer top-tier guidance in real estate, legal matters, visa acquisition, as well as credit and insurance solutions.


ELEVATE is the partner that buyers want to have to support them throughout the entire process of moving and/or investing, based on trust, know-how and transparency.

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Inês Craveiro

Founder & CEO Elevate Portugal

Book a Free Consultation
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Image

© 2025 Elevate Portugal. All rights reserved.

(+351) 912 098 290

ines.craveiro@elevate-portugal.com

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Contact Us!

Icon

Lisbon, Portugal

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Powered by

Image

Why move and invest in Portugal?

Great Climate

High Quality of Life

Safety

Lower cost of living

Golden Visa

Get full access to a ELEVATE consultant with know-how and experience that will guide you through the whole process

Icon

Work with Unique Real Estate Consultants with market expertise to find the best properties

Be advised by our Legal Advisors with expertise in real estate investment and visas

Connect with Certified Credit and Insurance Intermediary 100% trained in foreign individuals

Why Work with

our Team?

IconIconIcon

Our Step-by-Step Process

1

Initial Consultation

Have a one-on-one meeting with a ELEVATE consultant and tell us your wants and needs, so that we can create a customized plan just for you

Our consultant will gather the best team to match your needs and brief them

The Team

2

Icon
Icon

3

Virtual Kick Off

You will meet the team and get to know their strategy about your process

Our team of Real Estate Experts will arrange property visits (virtual or in person), our Legal Advisors and Visa Specialists will focus on your legar process of moving to Portugal and our Certified Credit and Insurance Intermediaries will work to arrange you the best proposal on the market

Action

4

Icon

While you decide on what property, visa or credit to choose, your ELEVATE consultant takes care of the negotiation, the PSPA and all the compliance attached to the process

Final Decisions & Negotiations

5

IconIcon

6

Closing & Relocation

Side by side, from the beginning to the end, our ELEVATE consultant will be there at the deed and help you with the final details on you transition to Portugal

Our Services

Consulting

We help you move or invest in Portugal with out team of experts

Real Estate

Icon

We find your dream home or your best investment within every property on and off market

Legal Advisors & Visas

Icon

We offer you all the legal assistance during the process of buying and getting your visa

Credit & Insurance

We make sure you get the best offers on the market

IconIcon

10 frequently asked questions (FAQs)

Why is Portugal a good country for real estate investment?
Portugal offers a stable economy, a growing real estate market, tax incentives for foreigners, and an excellent quality of life. Cities like Lisbon, Porto, and the Algarve are highly sought after by both investors and expats.
Can I buy a house in Portugal without being a resident?
Yes! There are no restrictions for foreigners purchasing property in Portugal. The process is straightforward, but you will need a Portuguese Tax Identification Number (NIF) and a local bank account.
Can I move into Portugal and get a visa?
Yes, you can move to Portugal and obtain a visa, provided you meet the eligibility criteria for the specific visa type suited to your circumstances. Portugal offers several visa options for non-EU/EEA nationals intending to reside in the country
What are the taxes and costs involved in buying property in Portugal?
The main costs include:

- IMT (Property Transfer Tax): Ranges from 0% to 8%, depending on the property value.
- Stamp Duty: Usually 0.8% of the purchase price.
- Notary and Registration Fees: Can amount to a few thousand euros.
Can foreigners get a mortgage in Portugal?
Yes! Many Portuguese banks offer financing for foreigners, typically covering up to 70% of the property’s value. Interest rates are competitive compared to other European countries.
What is Portugal’s Non-Habitual Resident (NHR) tax regime?
The NHR program offers tax benefits for new residents for 10 years, including tax exemptions on foreign income and a reduced flat tax rate on certain high-value professions.
How long can I stay in Portugal without a visa?
U.S. citizens (and other non-EU nationals) can stay in Portugal for up to 90 days within a 180-day period without a visa. For long-term stays, you’ll need a visa or residence permit.
What are the best cities to invest in real estate in Portugal?
- Lisbon: Capital city with strong property appreciation.
- Porto: A growing market with excellent rental yields.
- Algarve: Popular among expats and tourists, ideal for short-term rentals.
- Madeira & Azores: Emerging markets with tax benefits and a high quality of life.
How does the property buying process work in Portugal?
1- Obtain a NIF (Tax Identification Number) and open a Portuguese bank account.
2- Sign a Promissory Contract (CPCV) with a deposit (usually 10% of the price).Finalize the purchase with a Deed of Sale (Escritura Pública) and register the property.
How much does it cost to live in Portugal?
The cost of living in Portugal is lower than in many European countries and the U.S. On average:

- Rent for a 2-bedroom apartment in Lisbon: €1,500-2,500
- Dinner for two at a mid-range restaurant: €30-50
- Private health insurance: €50-150 per month
- Utilities (electricity, water, internet): €100-200 per month

Inês Craveiro

Founder & CEO Elevate Portugal

Icon

Who we are

ELEVATE is a consultancy firm specializing in Real Estate and Relocation, fully dedicated to assisting buyers and investors living abroad who wish to move to or invest in Portugal.


Our mission is to stand by our clients throughout the entire purchase and investment journey, prioritizing their goals and preferences. We offer top-tier guidance in real estate, legal matters, visa acquisition, as well as credit and insurance solutions.


ELEVATE is the partner that buyers want to have to support them throughout the entire process of moving and/or investing, based on trust, know-how and transparency.

Icon
Image

© 2025 Elevate Portugal. All rights reserved.

(+351) 912 098 290

ines.craveiro@elevate-portugal.com

Icon

Contact Us!

Icon

Lisbon, Portugal

Icon

Powered by

Image